Do I want to tie myself into a loan? Not if I can help it, but I wont get any money until next month. I just need some cash till payday! It’s only a new work wardrobe I need to buy, not a new car! A loan will just mean that I’m tied into it for ages, and it’s just another worry. If possible I want this New Year and new job to be a clean slate and the beginning of something good, so I guess I’ll just have to get on the computer and look at all the options.