Finding a debt relief plan that can fit your budget is necessary. Then there is another extremely lucrative method to get out of credit card debt fast and save money, this is credit card debt negotiation. This method allows consumers to become debt free as quickly as two years or less and save a large amount on what they owe. In many times a consumer will wind up saving around 40% of what their current debt amount is as of this moment. The single drawback to this method is that you need to fall pastdue on the monthly minimum payments to make the greedy creditors willing to work out a deal.